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Sheriff's Sale · Ocean County

Facing a Foreclosure Sheriff Sale in Ocean County, NJ?

Ocean County holds foreclosure sales every Tuesday at 2:00 p.m., in Room 119 of the County Administration Building in Toms River. Adjournment requests are taken right up to 2:00 p.m. on the day of sale — one of the more forgiving cutoffs in the state. But Ocean also enforces a rule most counties don't: a certified or cashier's check dated more than 90 days before the sale will not be accepted.

How an Ocean County sheriff's sale works

New Jersey foreclosure law is the same in all twenty-one counties. The sale itself is not — each county sheriff sets its own schedule, its own location, its own adjournment procedures and its own deadlines. These are Ocean County's.

Ocean County at a glance

Sale day: Tuesdays

Sale time: 2:00 p.m.

Where: Ocean County Administration Building, Room 119, 101 Hooper Avenue, Toms River

Adjournment cutoff: 2:00 p.m. on the day of sale

Foreclosure Unit: 732-929-2044

Need more time? Contact the Foreclosure Unit as early as possible to confirm the current adjournment procedure.

Details above are drawn from the Ocean County Sheriff's Office and the New Jersey sheriff sale portal, checked in August 2026. Sale dates, times and terms change without notice — confirm directly with the Sheriff's Office before acting on anything here.

How to postpone a sale in Ocean County

Ocean takes adjournment requests up to the moment the sale begins:

Requests are accepted prior to and up to 2:00 p.m. on the day of the sale — two requests by the homeowner, up to 30 calendar days each, at $28 apiece.

That is the state standard under N.J.S.A. 2A:17-36, and Ocean applies it to the last minute.

A 2:00 p.m. same-day cutoff sounds like a safety net, and it is a real one — Monmouth, one county north, closes its window the Friday before. But a request made at 1:55 p.m. is a request made in a hallway, with no time to fix a missing document or a wrong fee. Call the Foreclosure Unit days ahead, not minutes.

Ocean County Sheriff’s Office, Foreclosure Unit: 732-929-2044. Confirm the fee, the delivery method, and exactly what they need on the request before you rely on the deadline.

New Jersey law provides for up to five sheriff-sale adjournments under N.J.S.A. 2A:17-36 — up to five of up to 30 calendar days each — two at your request, two at the lender's, and one by mutual agreement. The $28 fee is set by N.J.S.A. 22A:4-8. How each county administers this varies, which is why the county details above matter.

Find your own sale date

Ocean County posts every scheduled foreclosure sale publicly, updated daily. You can search by address and see your sale date, the upset price, and whether the sale has been adjourned or cancelled — without calling anyone or identifying yourself.

Search Ocean County sheriff sale listings →

If your address is on that list, you have a date. If it is not, you may still be earlier in the process than you think — and that is a much better place to be standing.

No auction scheduled yet? Start here instead →

Found your property on the sheriff sale list?

If your sale is approaching, I can review the property, your equity, and the time you actually have left — privately, and at no cost.

Call or text Viara: (347) 251-8463

What if the Ocean County sheriff sale already happened?

If your property has already been sold at sheriff's sale, don't assume there is nothing left to discuss. New Jersey has a limited post-sale redemption period, and depending on your circumstances, other legal rights or options may still need to be evaluated quickly.

If your sale already happened, time matters. Speak with a qualified New Jersey attorney as soon as possible about your specific situation.

Need help understanding where things stand? Call or text Viara at (347) 251-8463.

What I actually do

Ocean is thirty-three municipalities strung along the shore and inland, from Lakewood and Brick down through Toms River to Long Beach Island and Tuckerton. Property values swing enormously across that stretch, and so does what a pre-auction sale can net you — a barrier island lot and an inland ranch are not the same conversation.

I am a licensed New Jersey real estate agent, not an attorney and not a housing counselor. What I can do is tell you what your house is genuinely worth today, what a sale before the auction would net you, and whether that beats the alternatives. If the answer is that you should be talking to a lawyer or a HUD counselor instead, I will tell you that too.

The first conversation is free, private, and does not obligate you to anything. You do not need your paperwork in order to have it.

Towns I serve in Ocean County

Thirty-three municipalities, from the Lakewood line down to Tuckerton.

Toms River, Lakewood, Brick, Jackson, Berkeley, Manchester, Stafford, Barnegat, Little Egg Harbor, Lacey, Point Pleasant, Point Pleasant Beach, Beachwood, Plumsted, Ocean Township (Waretown), Long Beach Township, Ship Bottom, Surf City, Beach Haven, Harvey Cedars, Barnegat Light, Seaside Heights, Seaside Park, Lavallette, Mantoloking, Bay Head, Island Heights, Pine Beach, Ocean Gate, South Toms River, Lakehurst, Eagleswood, Tuckerton — and every other municipality in the county.

Ocean County

Questions people actually ask

What does the 90-day check rule actually mean for me?
It applies to bidders, not to homeowners trying to stop a sale — but it matters if you are trying to buy at auction, or if a family member is. A certified or cashier's check dated more than 90 days before the sale date is refused at the window. If you got a check drawn in advance and the sale has been adjourned once or twice, that check may now be too old. Have the bank reissue it.
The cutoff is 2:00 p.m. on sale day. Can I really wait that long?
You can, and people do, and it is a bad plan. The cutoff is when the office stops accepting requests — not when you should start. If the fee is wrong, a signature is missing, or the person who handles it is at lunch, there is no second attempt. Call 732-929-2044 several days out.
Sales are weekly. Does that make my situation worse?
It makes the calendar move faster. In Sussex there is one sale date a month; in Ocean there is one every Tuesday, so an adjourned sale comes back around quickly. Thirty days of adjournment is still thirty days — the difference is that the pressure never really lets up between dates.

Read all the common questions →

Tuesdays at 2:00. Don't wait for one.

or call (347) 251-8463

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Viara Bencosme
Sales Associate · Keller Williams City Views Realty
Call/Text: (347) 251-8463 · Office: (201) 592-8900
Email: viara@njforeclosure911.com
@thesmilingrealtor_
No pressure. No judgment.
Just honest answers and a plan
to help you move forward.

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You don't have to face this alone.
NJ Real Estate License #2297908 · Each Keller Williams office is independently owned and operated. Equal Housing Opportunity. This website is for informational purposes only and does not constitute legal or financial advice. Sheriff’s sale schedules, locations, and adjournment procedures are set county by county and change without notice — always confirm current details directly with the Sheriff’s Office before relying on them. If you are facing foreclosure, you may also wish to consult an attorney or a HUD-approved housing counselor.