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Sheriff's Sale · Monmouth County

Facing a Foreclosure Sheriff Sale in Monmouth County, NJ?

Monmouth County sells on alternating Mondays at 1:00 p.m. And its adjournment request — a letter, stating your reason — has to be in the office no later than the Friday before that Monday. That is the earliest cutoff of any county I have looked at. If your sale is Monday, your real deadline was last week.

How a Monmouth County sheriff's sale works

New Jersey foreclosure law is the same in all twenty-one counties. The sale itself is not — each county sheriff sets its own schedule, its own location, its own deposit terms and its own deadlines. These are Monmouth County's.

Monmouth County at a glance

Sale day: Every other Monday — Tuesday if Monday is a holiday

Sale time: 1:00 p.m.

Where: Monmouth County Public Safety Center, 2500 Kozloski Road, Freehold

Adjournment deadline: The Friday before your Monday sale

Foreclosure Unit: 732-431-6400 ext. 1149 · Mon–Fri 8:30–4:30

Need more time? Contact the Foreclosure Unit as early as possible to confirm the current adjournment procedure.

Details above are drawn from the Monmouth County Sheriff's Office and the New Jersey sheriff sale portal, checked in August 2026. Sale dates, times and terms change without notice — confirm directly with the Sheriff's Office before acting on anything here.

How to postpone a sale in Monmouth County

Monmouth publishes this in its fee schedule, and it is the single most important line on this page:

“Adjournment — $28.00 — Need letter stating reason, needs to be in the office no later than the Friday before the Monday Sale date.”

Not a form. A letter, with your reason, delivered to the Foreclosure Unit before the weekend.

Compare that to Essex, which takes requests until noon on the day of sale, or Passaic, which takes them until 2:00 p.m. that day. Monmouth closes the door three days earlier. A homeowner who reads a generic article about “requesting an adjournment before your sale” and acts on Monday morning in Monmouth County has already lost.

Foreclosure Unit: 732-431-6400 ext. 1149. Call to confirm where to send the letter and get it in early.

New Jersey law provides for up to five sheriff-sale adjournments under N.J.S.A. 2A:17-36 — up to five of up to 30 calendar days each — two at your request, two at the lender's, and one by mutual agreement. The $28 fee is set by N.J.S.A. 22A:4-8. How each county administers this varies, which is why the county details above matter.

Find your own sale date

Monmouth County posts every scheduled foreclosure sale publicly, updated daily. You can search by address and see your sale date, the upset price, and whether the sale has been adjourned or cancelled — without calling anyone or identifying yourself.

Search Monmouth County sheriff sale listings →

If your address is on that list, you have a date. If it is not, you may still be earlier in the process than you think — and that is a much better place to be standing.

No auction scheduled yet? Start here instead →

Found your property on the sheriff sale list?

If your sale is approaching, I can review the property, your equity, and the time you actually have left — privately, and at no cost.

Call or text Viara: (347) 251-8463

What if the Monmouth County sheriff sale already happened?

If your property has already been sold at sheriff's sale, don't assume there is nothing left to discuss. New Jersey has a limited post-sale redemption period, and depending on your circumstances, other legal rights or options may still need to be evaluated quickly.

If your sale already happened, time matters. Speak with a qualified New Jersey attorney as soon as possible about your specific situation.

Need help understanding where things stand? Call or text Viara at (347) 251-8463.

What I actually do

Monmouth is fifty-three municipalities of wildly different housing markets, from Asbury Park and Long Branch to Colts Neck and Rumson. It is also a long drive from most of North Jersey, which is exactly why the paperwork deadlines matter more here — you cannot fix a missed Friday by driving down on Monday morning.

I am a licensed New Jersey real estate agent, not an attorney and not a housing counselor. What I can do is tell you what your house is genuinely worth today, what a sale before the auction would net you, and whether that beats the alternatives. If the answer is that you should be talking to a lawyer or a HUD counselor instead, I will tell you that too.

The first conversation is free, private, and does not obligate you to anything. You do not need your paperwork in order to have it.

Towns I serve in Monmouth County

Fifty-three municipalities — more than any other New Jersey county except Bergen.

Middletown, Howell, Marlboro, Manalapan, Freehold Township, Freehold Borough, Long Branch, Asbury Park, Neptune, Ocean Township, Wall, Tinton Falls, Aberdeen, Hazlet, Holmdel, Matawan, Keyport, Keansburg, Red Bank, Eatontown, Colts Neck, Rumson, Little Silver, Belmar, Bradley Beach, Manasquan, Spring Lake, Union Beach — and every other municipality in the county.

Monmouth County

Questions people actually ask

My sale is Monday and it's already the weekend. Am I out of options?
For an administrative adjournment through the Sheriff's Office, almost certainly yes — their stated cutoff is the Friday before. That does not mean nothing can be done. A court can act in some circumstances, and there is still a redemption window after a sale. But this is the point where you need a New Jersey foreclosure attorney immediately, not a website. Call one today.
What exactly do I put in the letter?
Monmouth's published requirement is a letter stating the reason for the request, along with the $28 fee. Keep it short, factual, and identify the property and case clearly. Call 732-431-6400 ext. 1149 first to confirm the current delivery method and what identifying details they want on it.
Sales are only every other Monday. Doesn't that give me more room?
It gives you a longer gap between auction dates, not more room to act. Your Friday deadline still runs against your own scheduled sale. And if a sale does get adjourned, the next available date may be two weeks out, which is useful only if you spend those two weeks doing something.

Read all the common questions →

Your Monday deadline was Friday. Call today.

or call (347) 251-8463

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Viara Bencosme
Sales Associate · Keller Williams City Views Realty
Call/Text: (347) 251-8463 · Office: (201) 592-8900
Email: viara@njforeclosure911.com
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NJ Real Estate License #2297908 · Each Keller Williams office is independently owned and operated. Equal Housing Opportunity. This website is for informational purposes only and does not constitute legal or financial advice. Sheriff’s sale schedules, locations, deposit terms and adjournment procedures are set county by county and change without notice — always confirm current details directly with the Sheriff’s Office before relying on them. If you are facing foreclosure, you may also wish to consult an attorney or a HUD-approved housing counselor.