Terms of Service

Welcome. By using this website, you agree to these simple terms.

What this website is

This website provides general information about foreclosure and pre-foreclosure options in New Jersey, and a way to request a free consultation with Viara Bencosme, a licensed New Jersey real estate salesperson (License #2297908) with Keller Williams City Views Realty.

Not legal or financial advice

Nothing on this site is legal, tax, or financial advice, and reading it does not create an agency or client relationship. Every situation is different. For legal questions, please consult an attorney or a HUD-approved housing counselor — we will gladly work alongside them.

No guarantees

Outcomes described on this site (such as postponed auctions, loan modifications, or completed sales) depend on individual circumstances, lender decisions, and timing. Past results do not guarantee your result. The information here is provided “as is,” without warranties of any kind.

Consultations

Consultations are free and carry no obligation. You never pay us anything upfront. If we ever work together on a transaction, the terms of that engagement will be set out in a separate written agreement.

Text messaging

If you provide your phone number, our Privacy Policy explains how calls and text messages work, including how to opt out at any time by replying STOP.

Intellectual property

The content of this site belongs to Amigo Home Buyers / Viara Bencosme and may not be copied for commercial use without permission.

Questions

Call or text (347) 251-8463, or email bencosmehomes@gmail.com.